TODAY’S BITE-SIZED TO-DO: Take stock of your retirement savings options at work. If you have a limited array, look into opening up a Roth IRA on your own. Then connect with a financial advisor to walk you through next steps based on your long-term financial goals.
Finance
My Interview with One Smart Cookie, Andrea Baxter
Natalie MacNeil: Tell us about Bratface Marketing. Where did the name come from? Andrea Baxter: We are a boutique marketing firm in Vancouver, BC with a specialty in social media marketing, strategy, branding & strategic planning. We work with companies in all industries but focus on franchise organizations, start up to medium sized businesses. Our [...]
My Journey Out of Debt Step #5: Grow Your Emergency Fund
If you’re breezing through the steps and have numbers 3 and 4 checked off, you’ve built up some serious momentum. But don’t stop there. Now it’s time to stockpile your emergency savings! Over the years, financial pundits have gone back and forth on how much money constitutes a fully-funded emergency fund. I’ve consistently read that [...]
Journey Out of Debt Step 3: Save $1000 & Cut Up Your Credit Cards
Before you begin tackling your debt snowball, there’s one thing you absolutely have to do: build up a little security blanket. Here’s how!
My Journey Out of Debt: How This Single Mom Paid Off $93,000 in Less Than 3 Years
Image courtesy of Shutterstock I remember it like it was yesterday: September 7, 2007. This was the day I sat down at my kitchen table and came face-to-face with my finances. My divorce had been final a few years prior, but I still felt as if I hadn’t made any financial progress. Fifteen minutes later, [...]
Get Out of Debt: Put Your Money On Auto Pilot
Image courtesy of Shutterstock When it comes to paying off debt, most people focus on cutting out small items, like lattes. But it’s the BIG WINS that matter most, according to author of The New York Times best-selling book and blog I Will Teach You To Be Rich, Ramit Sethi. For example, he points out [...]
Four Steps Entrepreneurs Need To Take Before Seeking Funding
Before seeking funding, there are several things that I advise my clients to do in order to determine if their business idea is viable. These are important tips that should be used by all entrepreneurs – things lenders will look for when making a decision to approve funding or NOT! Here are 4 extremely important steps that all new entrepreneurs need to take before seeking funding!
When Banks Won’t Lend: 7 Alternative Financing Options
Image courtesy of Shutterstock Since the economic downturn, small business owners seeking funding for operation and growth are finding it increasingly difficult to secure financing from banks and commercial lending institutions. As Project Director and Business Consultant for a non-profit organization and providing Technical Assistant to small businesses seeking funding through the SBA Community Express [...]
